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Mortgage Watch:
 
Mortgage Rates Inch to Another 2-Week Low
10/13/2026 1:35 PM
It was an uneventfully good day for mortgage rates. Unlike the average day over the past several weeks, there was minimal intraday volatility in the underlying bond market. This allowed the average lender to issue rates once this morning and avoid intraday rate changes.  Fortunately, the overnight market movement was in our favor today as tra...Read More
 
Mortgage Rates Officially at 2 Week Lows
10/9/2026 1:37 PM
Even though the underlying bond market is in slightly weaker shape today, mortgage rates ended up trickling just a bit lower than yesterday"s latest levels. This can happen on occasions when there is a strong rally late in the previous day. Mortgage lenders don"t end up passing along all of that improvement in rate sheets and some of them decide to...Read More
 
Mortgage Rates Near 2-Week Lows After Biggest Daily Drop in 3 Months
10/8/2026 3:06 PM
Mortgage rates moved lower today at their fastest pace in 3 months with the average top-tier 30yr fixed scenario ultimately falling 0.09%. There were thrills and chills along the way as well. The day actually began with a 0.01% INCREASE versus yesterday"s latest levels. This highlights a unique aspect of our rate index which has the ability to cha...Read More
 
Mortgage Rates Started Much Higher But Almost Fully Recovered
10/7/2026 2:50 PM
It was an exciting day for mortgage rates, and while we technically ended up slightly higher, it could have been much worse. In fact, it WAS much worse earlier in the day, but only for about 30 minutes.  Our daily rate index can be updated throughout the day if mortgage lenders change their rates in sufficient numbers. If we reported only the...Read More
 
Mortgage Rates Near 1-Week Lows
10/6/2026 2:40 PM
Mortgage rates actually fell today--something they"ve done only 7 times since August 25th. While the outright levels remain near the highest since 2003, they"re near the lowest in just over a week with top-tier 30yr fixed rates down to 7.56% for the average lender. What gives? Is this a sign that recent upward momentum is starting to wane? It"s to...Read More
 
Mortgage Rates Inch Up to Another Recent High
10/5/2026 3:18 PM
The good news is that today"s average top-tier 30yr fixed rate ended only 0.01% higher than last week"s high (7.61 vs 7.60). If you are only interested in good news, have a great rest of your Monday and you"re free to go. The rest of the news isn"t terrible, but we we can"t classify it as "good." Bonds lost ground today and, as has been the case o...Read More
 
Mortgage Rates End Higher Despite Promising Start
10/2/2026 2:03 PM
Mortgage rates rose 0.04% today to an index value of 7.57% for a top-tier 30yr fixed scenario for the average lender today. That uptick in and of itself isn"t especially large, but it"s a bit counterintuitive on a day where the hotly anticipated jobs report came in much weaker than expected.  The jobs report has 2 key components: Nonfarm Payr...Read More
 
Solid Mid-Day Recovery For Rates
10/1/2026 3:09 PM
It"s a rarity these days, but mortgage rates actually moved lower today by more than a token amount. The average top-tier 30yr fixed rate fell to 7.54% from 7.60% yesterday. There are multiple potential factors in play when it comes to explaining the underlying bond market rally, but none of them stand out as an obvious singular motivation. For th...Read More
 
Mortgage Rates End Day Higher Despite Promising Start
9/30/2026 3:06 PM
For a few moments this morning, it looked as if rates might buck the recent trend and recover a bit of ground today. The underlying bond market was fairly flat overnight and then managed to improve after this morning"s PCE inflation data. But that improvement was short-lived.  Top tier 30yr fixed rates jumped to 7.60%. That"s only 0.02% highe...Read More
 
Mortgage Rates Rise to 7.58%
9/29/2026 3:03 PM
Mortgage rates moved higher again on Tuesday as the bond market continues recalibrating expectations for Fed policy, economic growth, and inflation. The weakness is especially frustrating considering a fairly large drop in oil prices today, but as we discussed yesterday, rates have a lot more on their mind than oil these days. Our top-tier 30yr fi...Read More




Your Money Articles from New York Times:
 
Adding a Child to Your Car Insurance? Here Are Ways to Hold Down the Costs.
9/25/2026 8:26 AM
Unlike health insurance, a parent’s auto policy has no age limit on when a child has to be removed. But it’s good to know the options...Read More
 
Mortgage Rates Hit 7% as Iran War Fallout Crushes a Weak Housing Market
9/24/2026 5:52 PM
The average rate on a 30-year mortgage in the United States jumped to 7.03 percent, putting pressure on housing affordability...Read More
 
How to Split Expenses on a Group Trip Without Fighting
9/22/2026 4:01 AM
From bachelorette trips to family vacations, group travel can cause relationship-ending fallouts. Here’s how to navigate difficult conversations about finances...Read More
 
Rising Interest Rates Are Causing Alarm. Here’s What to Know.
9/25/2026 4:35 AM
History shows that the markets and the economy flourished when rates were even higher than today’s. But, our columnist notes, those times didn’t last...Read More
 
How American Retirees at Different Incomes Rely on Social Security
10/12/2026 11:17 AM
Social Security funds are on track to run short by 2032, which would mean a reduction in benefits. Here’s how four hypothetical households rely on the program in retirement...Read More
 
The Winning Stock Funds This Time Weren’t Tech. They Were Energy.
10/9/2026 4:03 AM
Stock and bond fund returns for the quarter were bad nearly everywhere you looked, our columnist says. Energy stocks, lifted by the war with Iran, were an exception...Read More
 
Amex Supersizes Newark Airport Centurion Lounge Before It Even Opens
10/8/2026 7:00 AM
To meet skyrocketing demand, lounge operators like American Express are racing to build bigger, and the Centurion in Newark’s Terminal A will be a giant...Read More
 
How the Trump Administration Is Eroding Airline Passengers’ Rights
10/8/2026 4:00 AM
Under Sean Duffy, the Transportation Department has worked to roll back consumer protections. Passenger advocates say the changes favor airlines...Read More
 
At Nearly $300,000, Some Recent Duke Graduates Out-Earned All Their Peers
10/8/2026 6:06 AM
Federal data show Duke math majors earning a bigger median income four years after graduation than any other majors from any school. It’s a small cohort...Read More
 
Airfares Have Spiked. Is the Death of Spirit Airlines to Blame?
10/12/2026 11:48 PM
In the wake of the ultra-low-cost carrier’s closure, and with the cost of fuel and labor rising, domestic fares have become less competitive. But there are ways to parry higher prices...Read More



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